Zero fee programs
Lesson the burden of your processing fees with one of these zero fee programs.
Zero Fee programs are designed to help businesses cut back on credit card processing fees by passing the cost of the processing along to the customer and incentivizing cash transactions. Both programs vary slightly in approach, but the end result is the same – more money staying in your pockets.
Dual Pricing Program
The Dual Pricing program works to reduce or eliminate credit card processing fees by offering a discount to cash paying customers.
With the Dual Pricing program all the items in the store would be advertised and reflected as having both a cash and card price, and a cash discount percentage would be applied at the point of sale for cash paying customers. This would all be displayed and managed automatically by the POS device.
Dual Pricing is compliant in all 50 states.
Surcharge program
The surcharge program involves applying an automatic service fee to all credit card transactions that is not greater than the cost of acceptance.
With the surcharge program there are certain restrictions and considerations that apply from some states, as well as the card types and brands, so it’s important to discuss these details with your representative before moving forward with the program.
Surcharging is completely banned in Connecticut and Massachusetts.
Program benefits
Regardless of the program you move forward with, the benefits are essentially the same.
Offset some or all of your credit card processing fees.
Customers get a discount for using cash.
The programs we work with comply fully with card brand regulations.
Receive your money fast with daily deposits and extended cut-off times up until 11pm EST.
Our latest payment terminals automatically calculate the cash discount or surcharge.
We provide all the signage necessary to make sure you stay compliant with the rules.
Reduce or eliminate fees
Incentivize cash transactions
Approved by card brands
Next day funding
State of the art hardware
Signage
Offset some or all of your credit card processing fees.
Customers get a discount for using cash.
The programs we work with comply fully with card brand regulations.
Receive your money fast with daily deposits and extended cut-off times up until 11pm EST.
Our latest payment terminals automatically calculate the cash discount or surcharge.
We provide all the signage necessary to make sure you stay compliant with the rules.
Ready to get started?
Want to move forward with a zero-fee program? Or need further clarification? Click “get started” and fill out the form. We’ll reach out to discuss the programs with you.